If we can't beat another offer, you'll receive $1,000.

(Texas, Colorado, California, Georgia, Arizona, Florida, Illinois, Virginia, Kentucky, Minnesota and Wisconsin properties only)

Terms and conditions

Richard Norman

Loan Officer

Bio:

Through my 20 years of experience in the mortgage industry, I have developed a deep understanding of loan programs and lending processes. My approach is to offer personalized lending solutions, grounded in a thorough understanding of diverse mortgage products. This depth of knowledge enables me to guide clients through their options with precision and insight, ensuring they make informed decisions that align with their financial goals. My focus is on efficiency, clarity, and integrity, aiming to demystify the mortgage process for my clients, helping them make informed decisions with confidence.

Phone: (602) 730-4545

NMLS#: 901352

License states: Arizona, Oklahoma

Spoken Language: English

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.